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Life Insurance

Life insurance provides a safety net for your beneficiaries, and is a benefit offered through Guardian.

Eligibility

Full-Time Associates regularly scheduled to work at least 30 hours per week are eligible to elect life insurance coverage. If elected, coverage begins the first of the month following a 60-day waiting period.

Coverage Options

  • For Associates: Policies are available in amounts between $10,000 to $250,000, in increments of $10,000.
  • For your Spouse: Policies are available in amounts between $5,000 to $125,000; provided the policy does not exceed 100% of the Associates elected amount of life insurance.
  • For your Child(ren): Policies are available in amounts between $1,000 to $10,000; provided the policy does not exceed 100% of the Associates elected amount of life insurance.

Eligibility

Full-time associates working 30 or more hours per week

60-day waiting period

Provider

Guardian

What It Costs

Life insurance cost is determined by the level of coverage and age.

Age Of Employee Or SpouseMonthly Rate Per $10,000
< 30$0.87
30-34$1.16
35-39$1.54
40-44$2.20
45-49$3.53
50-54$6.80
55-59$11.88
60-64$24.05
65-69$35.26

Explore All H+H Benefits

This is one of 21+ benefits included in the H+H total compensation package.

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